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Cookie Policy for FLUXCAP SOFTWARE

Learn how FLUXCAP SOFTWARE and its products (Velocred, Easycred, Astrocred) use cookies and similar technologies to enhance your experience across our platforms.

Last Updated: July 10, 2025
Privacy & Compliance Document
GDPR & CCPA Compliant
Important Notice

By using FLUXCAP SOFTWARE platforms (including Velocred, Easycred, Astrocred, and our SaaS solutions), you consent to our use of cookies as described in this policy. You can manage your cookie preferences at any time through your browser settings or our cookie consent tool.

1. Introduction

FLUXCAP SOFTWARE Private Limited ("we," "us," or "our") uses cookies and similar technologies across our platforms including Velocred, Easycred, Astrocred, and enterprise SaaS solutions. This policy explains how we use these technologies to enhance user experience, analyze traffic, and personalize content.

  • What cookies and similar technologies are
  • How we use them across our product portfolio
  • Your choices and control mechanisms
  • Cross-platform tracking considerations

2. What Are Cookies & Tracking Technologies?

Cookies are small text files stored on your device when you visit our websites or use our applications. We also use similar technologies like localStorage, sessionStorage, and pixels. These technologies help:

  • Remember your preferences across platforms (login, language, theme)
  • Improve performance, security, and reliability
  • Personalize content and recommendations
  • Analyze usage patterns for product improvement

3. Types of Cookies We Use

Category Purpose Examples Essential?
Strictly Necessary Essential for platform functionality (authentication, payments, security) Session cookies, CSRF tokens, load balancer cookies Yes (Cannot be declined)
Analytics & Performance Monitor traffic, errors, and platform performance for improvements Google Analytics, Mixpanel, Hotjar, custom tracking No (Opt-out available)
Marketing & Advertising Personalize marketing across platforms and measure campaign effectiveness Facebook Pixel, Google Ads, LinkedIn Insight Tag No (Requires explicit consent)
Preference & Personalization Remember user settings across visits (theme, layout, preferences) Local storage preferences, UI customization cookies Depends on functionality
Cross-Platform Tracking Understand user journey across Velocred, Easycred, Astrocred Unified user ID cookies, platform referral tracking No (Opt-out available)

4. How to Manage Cookies

You have multiple options to control cookies across our platforms:

  • Browser Settings: Most browsers allow you to block or delete cookies. Browser-specific guides
  • Cookie Consent Banner: Adjust preferences via our cookie consent tool on each platform
  • Platform-Specific Controls: Manage preferences within each product dashboard
  • Third-Party Opt-Outs: Control analytics and advertising cookies:
    • Google Analytics Opt-Out
    • Network Advertising Initiative

Note: Disabling certain cookies may affect platform functionality, especially for Velocred, Easycred, and Astrocred applications where session management is critical.

5. Third-Party Cookies & Services

We integrate with third-party services that may set their own cookies:

  • Payment Processors: For transaction processing across platforms
  • Analytics Providers: For product improvement insights
  • Cloud Services: For infrastructure and performance optimization
  • Marketing Platforms: For user acquisition and engagement

These third parties have their own privacy and cookie policies.

6. Cross-Platform Considerations

As FLUXCAP SOFTWARE operates multiple platforms (Velocred, Easycred, Astrocred, SaaS solutions), we may use unified tracking to understand user journeys across our ecosystem. This helps us provide a seamless experience and personalized recommendations.

7. Data Retention

Cookie duration varies by type:

  • Session Cookies: Expire when browser closes
  • Persistent Cookies: Expire after set period (up to 24 months)
  • Local Storage: May persist until manually cleared

8. Policy Updates

We may update this policy to reflect changes in technology, regulations, or our product portfolio. Updates will be posted here with a revised "Last Updated" date. For significant changes, we may notify users through platform announcements.

9. Contact & Compliance

FLUXCAP SOFTWARE is committed to compliance with global privacy regulations including GDPR, CCPA, and India's Digital Personal Data Protection Act. For questions about this policy or to exercise your data rights:

Email

privacy@fluxcapsoftware.com

Registered Office

Software Technology Park of India, Incubation Center 6, Patliputra, Patna, Bihar, India - 800013

Data Protection Officer

DPO: privacy@fluxcapsoftware.com

About FLUXCAP SOFTWARE

FLUXCAP SOFTWARE Private Limited is the parent company of Velocred, Easycred, and Astrocred. We provide both consumer-facing financial technology products and enterprise SaaS solutions. This cookie policy applies across our entire product portfolio unless specified otherwise in product-specific terms.

FLUXCAP SOFTWARE

Building secure financial products for India and delivering enterprise-grade technology services globally. Your trusted partner for digital transformation.

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Software Technology Park of India
Incubation Center 6, Patliputra
Patna, Bihar 800013

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